Terms and Conditions of Use afb88 Platform

01 Acceptance of Terms

These Terms and Conditions ("Terms") govern your use of the afb88 platform, including the website, mobile app, games, and all services provided by afb88. These Terms take effect immediately when you click "Register", "Agree", or use any afb88 service for the first time.

If you do not agree with any part of these Terms, you are advised not to use the afb88 platform. Continued use of the platform following any amendment to the Terms constitutes your acceptance of those amendments.

Afb88 reserves the right to amend, update, or replace these Terms at any time without prior notice, unless otherwise stated. It is your responsibility to review these Terms periodically to ensure you remain compliant with the latest version.

02 Account Eligibility

To register and use afb88 services, you must meet all of the following eligibility requirements without exception:

• Aged 18 years of age and above on the registration date
• Being a legally competent individual to enter into a binding agreement
• Not listed on any self-exclusion or gambling ban list issued by any authority
• Registering under your own name and not on behalf of a third party
• Do not hold an active or previously suspended afb88 account
• Understanding and accepting the risks associated with online gambling

03 Registration & Account

Each user is only permitted to hold one (1) afb88 account only. Multiple account registrations by the same individual are strictly prohibited and may result in the closure of all associated accounts along with the forfeiture of any balance or wins.

During registration, you are required to provide truthful, accurate, and up-to-date information. The details you must provide include:

• Full name as stated on your official identification document
• Exact date of birth
• An active email address that belongs to you
• A mobile phone number registered in your own name
• A strong and unique password for your afb88 account

Afb88 reserves the right to carry out identity verification (KYC) at any time, including requesting copies of identification documents, proof of address, and any other relevant information. Failure to complete the KYC process within the specified period may result in a temporary suspension of your account until verification is complete.

You are solely responsible for maintaining the confidentiality of your afb88 account password. Any activity that occurs within your account is considered to have been performed by you, whether or not with your knowledge. Please contact afb88 support immediately if you suspect your account has been accessed without authorisation.

04 Deposits & Payments

Afb88 supports a wide range of payment methods suited for Malaysia users, including FPX, DuitNow, interbank transfers, Touch 'n Go eWallet, GrabPay, and supported cryptocurrencies. All deposits are processed securely using industry-grade encryption.

The conditions related to deposits are as follows:

• The minimum deposit amount is RM 20 per transaction, unless otherwise stated in a specific promotion
• All deposits must be made using a payment method registered in your own name — deposits from third-party accounts are strictly prohibited
• Successfully processed deposits will be credited to your afb88 account instantly in most cases, or within a maximum of 30 minutes depending on the payment method
• Afb88 does not charge any processing fees for deposits; however, your financial institution may impose its own charges
• Afb88 reserves the right to reject or void any deposit suspected of being linked to fraudulent activity or money laundering

05 Fund Withdrawal

Afb88 is committed to processing all valid withdrawal requests promptly and efficiently. Fund withdrawals are subject to the following conditions:

• The minimum withdrawal amount is RM 50 per request
• Withdrawals may only be made to a bank account or e-wallet registered under the same name as your afb88 account
• The KYC verification process must be fully completed before the first withdrawal request can be approved
• Approved withdrawal requests will be processed within 1 to 3 business days, depending on the selected withdrawal method
• Afb88 reserves the right to request additional supporting documents for withdrawal requests that exceed certain limits
• Any bonus that has not met the wagering requirements cannot be withdrawn until the wagering conditions are fully satisfied

06 Bonuses & Promotions

Afb88 offers a variety of bonuses and promotions from time to time, including welcome bonuses, reload bonuses, weekly cashback, birthday rewards, and seasonal promotions. All bonuses and promotions are subject to the specific terms and conditions stated in each offer.

General conditions applicable to all afb88 bonuses:

• Each bonus has a wagering requirement (wagering requirement) that must be met before bonus-related winnings can be withdrawn
• Bonuses may only be claimed by accounts that have completed both email and phone number verification
• Each promotion has a set validity period — expired bonuses cannot be used or reclaimed
• Afb88 reserves the right to void any bonus or wins obtained through methods that violate the rules or exploit the system
• Only one bonus may be active at a time unless otherwise stated in the relevant promotion's terms
• Users found to be abusing the afb88 bonus system will be subject to disciplinary action, including account closure

07 Game Rules

All games available on the afb88 platform — including slots, live casino, fish shooting, sports betting, bingo, and betting — have their own specific rules that must be followed. Some general rules apply across all game categories:

• All games use a Random Number Generator (RNG) that has been verified by an independent auditing body — game outcomes cannot be manipulated by afb88 or any user
• Minimum and maximum wagering limits for each game are clearly displayed within the respective game interface
• Any technical disruption occurring during an active game will be resolved in accordance with afb88's established technical resolution policy
• The results of completed games are final and cannot be disputed unless there is substantial evidence of a verifiable technical failure
• The use of automation software, bots, or any tools that provide an unfair advantage in any game is strictly prohibited

Afb88 provides Return to Player (RTP) information for all slot games and RNG-based games. This information can be viewed in the respective game info section within the afb88 Game Lobby.

08 User Conduct

Afb88 expects all users to interact with the platform and fellow users with full respect and integrity. The following conduct is strictly prohibited on the afb88 platform:

• Fraud, identity falsification, or providing false information to afb88
• Using multiple accounts to exploit bonuses or promotions
• Money laundering or any illegal financial activity conducted through the afb88 platform
• Use of third-party software, bots, or automation scripts in any game
• Attempting to hack, breach, or disrupt afb88 systems or servers
• Abusing, threatening, or harassing afb88 support staff or other users
• Sharing account information with others or allowing third parties to use your account
• Any form of fraud related to sports betting or match manipulation

09 Account Suspension & Closure

Afb88 reserves the right to suspend or close any user account without prior notice under the following circumstances:

• Suspected or confirmed occurrence of fraud or illegal activity
• Violation of any part of these Terms and Conditions
• Failure to complete the KYC process within the stipulated timeframe
• Account closure requested by the user themselves
• Request from the relevant authorities
• Accounts that have been inactive for more than 12 consecutive months

Users who wish to voluntarily close their account may contact the afb88 support team at any time. Eligible balances will be processed for withdrawal in accordance with afb88's standard procedures once all reviews have been completed.

10 Liability Limit

Afb88 shall not be liable for any loss, direct or indirect damage arising from the use of the afb88 platform, including but not limited to:

• Financial losses arising from game results or wagering
• Service disruptions caused by system maintenance, technical failures, or circumstances beyond our control
• Losses resulting from unauthorised access to your account due to your own negligence
• Delays in transaction processing caused by third parties such as banks or payment providers

Afb88's maximum liability to any user under any circumstances is limited to the net deposit amount made by that user within the 30 days preceding the submission of the liability claim.

11 Privacy & Data

Afb88 takes user privacy seriously. The collection, processing, and use of your personal data is governed by afb88 Privacy Policy which forms part of this agreement. By agreeing to these Terms, you also agree to the terms of afb88's Privacy Policy.

Afb88 collects user data for the purposes of platform operations, identity verification, payment processing, fraud prevention, and service improvement. Your data will not be sold to third parties for marketing purposes without your explicit consent.

12 Dispute Resolution

Should any dispute arise regarding the use of the afb88 platform or these Terms, the following procedure shall be followed:

1. Contact afb88 Support — The first step is to contact the afb88 customer support team through official channels. Our team will endeavour to resolve your dispute within 3 working days.
2. Formal Escalation — If you are not satisfied with the first-level resolution, you may submit a formal written complaint to afb88's dispute resolution department. Formal cases will be resolved within 14 working days.
3. Independent Arbitration — If the dispute remains unresolved, both parties agree to refer the matter to a mutually agreed independent arbitration.

All disputes are subject to applicable laws and jurisdiction. Either Malay or English may be used in all dispute-related communications with afb88.

13 Terms Amendment

Afb88 reserves the right to amend these Terms and Conditions at any time. In the case of material changes that significantly affect user rights, afb88 will provide notice of at least 7 calendar days before the amendments take effect, via registered email or in-platform notification.

Continued use of the afb88 platform after the effective date of any amendment constitutes your acceptance of the revised terms. If you do not agree with the amendments, you have the right to close your account before they take effect.

The latest version of these Terms and Conditions is always available on the afb88 website, and the most recent amendment date will be displayed at the top of this document.